Toyota Business Fleet's Commercial Financing & Insurance Offering

Toyota Financial Services - We help you get where you're going

Selecting the right financing can be as important as choosing the right vehicle. The flexible programs available at Toyota Financial Services can help you obtain the Toyota or Scion vehicle you need with the financing option that's right for your business. With competitive APRs on financing and superior levels of service, our goal is to provide you with the highest level of customer care throughout our relationship.

Click here to download a PDF with information on how TFS Business Solutions can help your business.

Contact your Toyota dealer or call 1-866-935-3388 for more information.

Finance & Lease Options

Closed End Lease Plan

Allows you to operate vehicles without potentially paying the full cost of ownership
You have the option of purchasing the vehicle at the end of the lease or during the term of the lease
You are responsible for excess mileage and excess wear and use charges
If you terminate early, other charges will apply

Retail Finance Plan

Attractive APRs and flexible terms are available
You enjoy the benefits of full ownership from day one

Preferred Option Finance Plan (Balloon)

Available in limited states
You retain titled ownership of the vehicle
Flexible end of term options depending on state laws and buyer qualifications

Open End Lease Plan

Commercial open end lease with a Terminal Rental Adjustment Clause (TRAC)
Vehicles can be customized with specialty equipment and paint
Your end of term options are:
- You can purchase the vehicle at the agreed upon TRAC Value
- If not purchased, Toyota Financial Services (TFS) will sell the vehicle at lease end. If the net sale amount is over the TRAC value, you receive the surplus. If under, you are responsible to pay the difference.
- Projected end of term TRAC value is established at lease inception based on vehicle usage.

Customized Solutions

Consolidated Billing Statements

Available upon request for business customers with multiple vehicles financed
All monthly invoices are consolidated into a single statement with summary details on individual accounts
Allows you to remit one payment covering all accounts

Vehicle Credit Lines

Pre-qualified vehicle credit lines for any of the Business Solutions finance options
Allows you to plan ahead for future acquisitions
Eliminates the need to go through the credit approval process each time you finance an additional vehicle
Exclusively for acquisition of vehicles on pre-published TFS lease or finance contracts
Pre-qualified vehicle credit lines are subject to additional terms and conditions

Master Agreements

One master agreement is signed, additional vehicles financed or leased are handled by a supplemental schedule
Only one master agreement needs to be signed
Allows for varied delivery dates
Available on Closed End Lease, Open End Lease, and Retail Finance Plans

Vehicle Protection Products

Pre-paid maintenance is a convenient and affordable way for you to maintain your vehicle according to the manufacturer's recommended maintenance schedule
GAP (Guaranteed Auto Protection) helps protect your business from an unexpected financial obligation if your vehicle is declared a total loss from causes such as theft, accident, fire, or flood
Vehicle Service Agreements supplement your vehicle's warranty on covered components

Finance and lease programs are subject to credit approval through Toyota dealers and Toyota Financial Services.
Not all applicants will qualify. Programs not available in all states.

Toyota Financial Services is a service mark of Toyota Motor Credit Corporation and Toyota Motor Insurance Services, Inc.